FAQ's

This information is designed to answer your most asked questions.

However please do contact us via office@hemmingway.net if you cannot find the answer to your question below.

  • How often do you launch new projects?

 

Who can invest?

Any investor who has completed our self-declaration of being either a High Net Worth Individual (HNWI) or Sophisticated Investor (SI), not a citizen or resident of the United States of America and over the age of 18.

 

How do I get started as an investor with Hemmingway?

To get started as an investor with Hemmingway you’ll need to create an investor profile online at the Registration Page of the Hemmingway website

From this profile, you’ll be able to manage the entire investment process and gain access to all current and past offers.

 

What is the minimum investment?

The minimum amount that can be invested on most developments is £15,000.

 

What am I investing in?

This investment is development debt structured via loan arrangement with specified returns and a fixed redemption date.

 

Is it a fund?

No, this is not a collectively managed investment. Each Hemmingway development is incorporated and managed as a standalone Special Purpose Vehicle (SPV), and as such investors have complete control over which development they want to invest in.

 

What are the fees?

There are no exchange or arrangement fees associated with our investments.

 

How will I be updated on the progress of my investments?

Hemmingway provides direct comprehensive communication with investors, including ongoing reporting and updates on the status of your investment and the assets within our portfolio.

However, your dedicated consultant is available during office hours to provide any information that is required.

 

Do I pay tax on my investment?

Hemmingway cannot provide tax advice. You should consult your independent financial advisor in your country of jurisdiction.

However, investments from Hemmingway are structured in a way whereas we are not obliged to retain withholding tax on interest of 20 per cent.

 

Can I redeem my investment early?

No, as an investor you commit to the project for the full duration and is non-transferable.

 

How do you select developments?

We take a data-driven approach to property investment and are exceptionally selective when choosing investment opportunities with an average of just 1 in 20 potential projects meeting our strict criteria.

 

How often do you launch new projects?

One new project per quarter.

 

What proportion of total project funding do
Hemmingway Equity investors provide?

Typically, 15-20 per cent of the total cost of development, with the remainder made up of senior debt and our own development equity.

 

Can I visit the projects?

Absolutely, we encourage all potential and existing investors to see our current and previous projects before investing. There will be opportunities to visit the current sites on an organised tour along with fellow investors. Please ask your dedicated consultant and we can make the arrangements.

 

What happens if the local property market declines?

Hemmingway cannot control the property market, however, we mitigate market risk in any development with a security buffer, in most cases of 20 per cent, with preferred returns and securitisation for the investor over and above the developer.

 

Can I introduce friends or family?

Over 40 per cent of our new investors come from personal recommendations. We have a referral programme to remunerate introducers. To find out more please speak to your dedicated consultant.